We believe that the year 2018 again was a year where our MCB Group and especially our employees on all islands and departments showed resilience and the ability to adapt to an ever-changing environment.
In a world that is becoming more digitally connected and changing at a faster pace than ever before, this ability to adapt to changes around us will remain the greatest strength of our organization.
We are very grateful for the trust given to us by our colleagues, our customers, our supervisory directors, our shareholders, and our regulators and we trust that we can continue to count on them as, together, we face the great future ahead of us.