Fees & Service charges

Some fees/service charges are subject to ABB

Effective April 2014

Please note that many of these transactions are offered free of charge or for a lower fee 
via our Bankomatiko (ATM’s), MCB Personal Online Banking and MCB Mobile.
 

CURRENT ACCOUNT MONTHLY ADMINISTRATION FEE*

 

US Accounts

Charges

 

EUR Accounts

Charges

Resident (Personal)

US$ 1.10

 

Resident

€ 30.00

Non-Resident (Personal)

US$ 4.00

 

Non-Resident

€ 30.00

 

Dormant fee

US$ 3.00

 

 

 


*Fee charged to ALL accounts regardless of balance.
60+(only Resident Accounts) and Student Accounts are exempted.

USD Bank Drafts Sold Fees

The following fees are applicable for the purchase of a new USD Bank Draft Sold

Bank

Personal USD Bank Draft Sold*

Commercial USD Bank Draft Sold*

MCB Curaçao

ANG 53.00 (incl. OB)

ANG 212.00 (incl. OB)

MCB Bonaire

USD 15.00

USD 15.00

CMB

USD 25.00 USD 50.00
WIB** Res - 0.95% with min ANG 111.25 and max ANG 990
Non-Res - 1.75% with min ANG 111.25 and max ANG 990

* Indicated fees are for each bank draft sold, and will be drawn from the applicable account of the ordering customer

The fees for local Bank Drafts Sold will remain the same for MCB Curaçao, MCB Bonaire and CMB.

LOCAL TRANSFERS AND BILL PAYMENTS**

 

 

Charges

 

 

Charges

Transfer between own MCB Accounts

FREE

 

 

 

Transfer to other MCB Bonaire Account

US$ 1.70

 

Standing Order to other MCB Bonaire Account

US$ 1.40

Transfer to other Local Bank

US$ 2.00

 

Standing Order to Other Local Bank

US$ 1.70

Transfer to MCB Group Banks

US$ 2.79

 

Standing Order to MCB Group Banks

US$ 1.70

Transfer to Other Banks in St. Maarten/CUR/AUA^

US$ 6.00

 

Standing Order  to Other Banks in St. Maarten/CUR/AUA

US$ 5.60

Paymentto Utility Companies WEB, Telbo, Flamingo, TV, UTS, Digicel

US$ 1.40

 

 

 


**Fee waived if using MCB Personal Online Banking or MCB Mobile.
^ For transfers to other local Banks in Aruba in USD, the foreign transfer charges are applicable.

NON SUFFICIENT FUNDS & RETURNED ITEMS

 

 

Charges

 

 

Charges

Returned Checks or transfer with Non Sufficient Funds (per item)

US$ 14.00

 

Nonsufficient funds to cover automatic monthly Credit Card Payment

US$ 14.00

Honored Checks or Items with Non Sufficient Funds (per item)

US$ 10.00

 

SWIFT transfer with Nonsufficient (per item)

US$ 20.00

FOREIGN TRANSFERS

 

 

Charges

 

 

Charges

Incoming Transfer to USD Account

US$ 6.00  

Outgoing Wire Transfer received through
account transfer or Branches

0.125% of the transaction
amount (Min.US$ 10.00 and Max. US$ 280.00)

Incoming Transfer to non USD Account

US$ 6.00+
0.125% of transaction amount

 

Outgoing Wire Transfer using
MCB Personal Online Banking
MCBDirect Business or MCBDirect Corporate

0.1% of transaction
amount (Min. US$ 6.98 and Max. US$ 280.00)

Incoming transfer to other local Banks

US$ 6.00

 

 

 

FOREIGN TRANSFERS

The following Correspondent Bank Charges will also be applied on US Dollar and EURO SWIFT Payments

Outgoing SWIFT
Transactions Amount

Charges
USD / EUR

 

Incoming SWIFT
Transactions Amount

Charges
USD / EUR

0 - 250.00

0.00

 

0 - 250.00

0.00

250.01 - 500.00

10.00

 

250.01 - 500.00 

5.00

500.01 - 1,000.00

15.00

 

500.01 - 1,000.00

10.00

1,000.01 - 5,000.00

30.00

 

1,000.01 - 5,000.00

20.00

5,000.01 - 10,000.00

60.00

 

5,000.01 - 10,000.00

30.00

10,000.01 - 50,000.00

75.00

 

10,000.01 - 50,000.00

US$ 45.00 /€ 40.00

50,000.01+

100.00

 

50,000.01+

US$ 60.00 /€ 50.00

 

The amount of these charges are in the currency of the SWIFT wire transfer; Example:
- Outgoing SWIFT transfer Amount Euro 1,000.00; the correspondent charges are Euro 15.00
- Outgoing SWIFT transfer amount US Dollar 1,000.00; the correspondent charges are US$ 15.00.

CHECKBOOK ORDERS****

 

Standard Checks

Charges

 

 

Charges

12 checks

US$ 30.00

 

40 checks

US$ 100.00

20 checks

US$ 50.00

 

60 checks

US$ 150.00

 

**** All charges are per checkbook

STATEMENT SERVICES AND COPIES

 

Monthly Statement

Charges

 

Daily Statement Fee

Charges

Mailed to customer

FREE   Mailed to customer US$ 30.00

Held for branch pickup

US$ 30.00   Held for branch pickup  US$ 60.00
 

 

    Weekly Statement Fee Charges

 

    Mailed to customer US$ 20.00

 

    Held for branch pickup US$ 50.00

TRANSFER INSTRUMENTS

 

Bank Drafts and Foreign Checks

Charges

 

Bank Drafts and Foreign Checks

Charges

Local Bank Draft (Giro Vendido)

US$ 2.80

 

Foreign Currency Bank Draft

US$ 15.00

FOREIGN CURRENCY CHECK DEPOSITS

 

Check Deposit Drawn on 
the Following Banks:

MCB Group Banks / Other Dutch Caribbean Banks

Charges

US$ 0.56
per Checks

 

Travelers Check Deposit:

Charges

 
Other banks in Aruba

US$ 3.35
per Checks

  Cash Travelers Checks  1.5% of amount of cash with a minimum of US$ 5.00
      Deposit Travelers Check US$ 2.00
per Check plus 0.5% of amount of check

CASH PROCESSING FEES

 

Cash Withdrawal at Branch

Charges

 

ATM Withdrawal

Charges

From Account (non pensioners/non social aid) US$ 5.00   Maestro at MCB ATM US$ 0.56
Pensioners/social Aid  (on/from own accounts)  FREE   Maestro at Cashnet ATM US$ 1.21
Buy EURO Cash 1% With minimum charges of US$ 3.00   Maestro at Cirrus ATM US$ 2.60
      US$ Money Card US$ 3.00
         
     

ATM Deposit

Charges

      US$ cash         FREE
 
Cash deposit and handling at Branch Charges   ATM Balance Inquiry at Cirrus ATM Charges
Cash Deposit to 3rd Party USD MCB Bonaire Account US$ 5.00     US$ 0.60
Cash Deposit to 3rd Party USD Other Bank US$ 5.00      
Cash Deposit to 3rd Party EUR Account US$ 5.00 plus 0.5% of total amount      
Cash Deposit to own Account EUR 0.5% of total amount      
Change Bank Note Denominations 1% of total amount      
Deposits on Lito Accounts    FREE      
Cash deposit on own account (Pensioners/social aid) FREE      
Cash deposit Pensioners/ social aid to Telbo, Flamingo TV, Web, Fundashon Cas Boneriano   US$ 1.70      
Cash deposit Pensioners/ social aid to other 3rd party US$ 5.00      

INTERNET BANKING / MOBILE BANKING

 

MCB Personal Online Banking
and MCB Mobile – Personal Accounts

Charges

 

MCB Direct Corporate
Monthly Fee (includes one Soft Token)

Charges

Monthly Fee None   First user ID (including File Upload) US$ 50.00
Transfers Between Own Accounts

FREE

  First user ID (excluding File Upload) US$ 30.00
3rd Party Payment FREE   Each Additional User ID US$ 5.60
Statements FREE   Transfers Between Own Accounts US$ 0.56
      3rd Party Payment US$ 0.56
MCB Direct Business Charge      
Monthly Fee None      
Transfers Between Own Accounts US$ 0.56      
3rd Party Payment US$ 0.56      

INTEREST ON UNAUTHORIZED DEBIT BALANCES ON CURRENT ACCOUNTS*

 

12% per annum for personal and business accounts, effective October 1, 2018


*Debit balances resulting from non-sufficient fund checks are not regarded as “authorized” by the Bank.

MONEY CARD

 

Money Card Issuing Fees

Charges

 

Money Card
Replacement Fees

(lost, stolen or expired)

Charges

US$ Money Card, Personalized

US$ 15.00

 

Replace US$ Money Card, Personalized

US$ 15.00

 

Money Card Reloading Fees

Charges

 

Money Card Refund Fees
(lost)

Charges

Reload US$ Money Card

US$ 5.30

 

Refund US$ Money Card

US$ 10.00

MISCELLANEOUS

 

Replacement

Charges

 

Foreign Bank Inquiries and Investigations

Charges

Lost Savings Passbook

US$ 7.50

 

Return Fee

US$ 30.00 / € 30.00

ATM Card

US$ 7.50

 

Cancellation Fee

US$ 30.00 / € 30.00

E-Pass

US$ 7.50

 

Amendment Fee

US$ 20.00 / € 30.00

Stop Payment (MCB Bonaire Checks)

US$ 7.50

 

Investigation Fee

US$ 20.00 / € 30.00