We have been providing mortgage services to the island of Bonaire for longer than any other bank on the island.

If you are thinking of buying, building, expanding or renovating your home, consider a mortgage loan. We can grant you a mortgage repayable in up to 30 years as well as provide assistance by recommending an appraiser, arranging insurance, and providing technical advice. If you are planning on investing in a piece of land, we can lend up to 70% of the foreclosure value of the property.

Here are a few important points to consider when applying for a mortgage:
  • Monthly payments may not exceed 1/3 of your net (after tax) salary
  • We ask that the property be appraised by an independent appraiser
  • The property should be insured against fire to protect you and us
  • You should have life insurance to protect your family
  • The land can either be your own or long-lease ('erfpacht')
  • We will ask you to contribute to your home from your own sources (normally 30%)
  • Notary costs