Credit cards, Services and Fees

Credit card balance protection

0.5% of the outstanding balance

Credit Card Account Types

All Fees include OB

Interest
APR

Annual
Membership
Fee

Additional
Cardholder
Fee

Late
Payment
Fee

Overlimit
Fee

Lost
Stolen Card

Balance
Protection

Fraud
Protection

ATM Cash
Advance Fee

Teller
Counter
Withdrawal

Gold Cards

Mastercard Gold

18%

$79.50

$15.90

$15.90

$15.90

$10.60

0.5%

$24

3.18% *

3.18% *

Visa Gold

18%

$79.50

$15.90

$15.90

$15.90

$10.60

0.5%

$24

3.18% *

3.18% *

Classic Cards

Visa Classic

18%

$37.10

$10.60

$15.90

$15.90

$10.60

0.5%

$24

3.18% *

3.18% *

Mastercard Classic

18%

$37.10

$10.60

$15.90

$15.90

$10.60

0.5%

$24

3.18% *

3.18% *

AAdvantage Cards

Visa Aadvantage

18%

$63.60

$15.90

$15.90

$15.90

$10.60

0.5%

$24

3.18% *

3.18% *

Visa Platinum Aadvantage

18%

$143.10

$47.70

$26.50

$26.50

$26.50

0.5%

$36

3.18% *

3.18% *

Mastercard Black Consumer

18%

$185.50

$53.00

$26.50

$26.50

$26.50

0.5%

$36

3.18% *

3.18% *