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Mortgage

Mortgage intro

We have been providing mortgage services to the island of Bonaire for longer than any other bank on the island.

We can grant you a mortgage loan and provide you with financial advice, if you are thinking of buying, building, expanding or renovating your home.

If you are planning on investing in a piece of land, we can lend up to 100% of the foreclosure value of the land.

Here are a few important points to consider when applying for a mortgage:

  • Mortgage application is subject to AFM maximum lending calculation model
  • We ask that the property be appraised by an independent appraiser approved by the Bank.
  • The property should be insured against fire to protect you and us
  • Based on the Bank’s assessment taking your personal circumstances into account, an own input may be required
  • Notary costs
  • Life insurance is recommended (not mandatory)
  • The land can either be your own or long-lease ('erfpacht')

Feel free to contact the Bank at 715-5520 and [email protected] to explore your options

Mortgage guarantee Bonaire

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